Last updated 06.07.2021

Business Genius Ltd (together with any affiliates, “we“, “us“, “our” & the “Company“) owns & operates the site.

These terms are a legal agreement between you & Business Genius Ltd. 

We are registered in England & Wales. The registration number is 09595366 & the registered office is at 483 Green Lanes, London, N13 4BS, United Kingdom.

These terms apply to & to all of the functionalities (collectively, the “modules“) available via or related to, whether accessed via a computer, mobile device, or otherwise (collectively, the ““).  

By using any of or our systems (defined below), or otherwise agreeing to these terms when registering, you agree to be bound by these terms as well as our Privacy Policy ( 

If you do not agree to these terms or our Privacy Policy, please do not register with or use any services. 

You agree to use & the services available on or through (the “Services“) only for purposes that are listed in these terms.

Subject to all of the provisions of these terms, Business Genius Ltd hereby grants you a limited, terminable, non-transferable, personal, non-exclusive licence to access & use & our services & systems solely as provided herein. 

Your right to use & our services & systems is not transferable. You acquire no rights or licences in or to & materials contained therein other than the limited right to access & utilise & our services & systems in accordance with these terms. 

You may download material displayed on for non-commercial, personal use only, provided you do not remove any copyright & other proprietary notices contained on the materials. You may not, however, distribute, modify, broadcast, publicly perform, transmit, reuse, re-post, or use the content of, including any text, images, audio, & video, for public or commercial purposes without Business Genius Ltd’s prior written permission. 

By using or our systems, you represent & warrant that you: 

  • have the power & authority to enter into & be bound by these terms
  • shall use & our services & systems only as permitted by these terms not for any unlawful purpose
  • are eighteen (18) years of age or older

If you are under the age of 18, you are not allowed to use or any of our systems. 

Some earning opportunities on or our systems may be subject to additional age restrictions.

LoveRewards offers one or more earnings opportunities (“earnings opportunities“) under which you may have the opportunity to earn system currency in GBP, which is then able to be transferable into voucher credits. 

Some areas of the site do not offer any earnings opportunities.

Business Genius Ltd may limit, suspend or terminate your ability to engage in a earnings opportunity in its sole & absolute discretion, & may void any earnings, or potential earnings you may have earned or accumulated in while using the site, if we determine in our discretion that you have not complied with these terms applicable to such participation. 

You acknowledge that the advertiser or it’s tracking partners decision is final in relation to the payment of reward to us & in turn, our decision is final in relation to paying a reward to you. 

We will make all reasonable endeavors to secure the payment of earnings on a transaction but we do not & cannot make any guarantee in this regard.

In the event we do not receive the expected reward for a transaction for whatever reason, we will not be liable to pay the relevant reward to you. 

 For the avoidance of doubt & notwithstanding any other provision contained in these terms & conditions, you agree & acknowledge that in all circumstances the payment of rewards to you is at our discretion & we may refuse to pay rewards to you for any reason.

You agree to abide by the final decisions of Business Genius Ltd regarding any earnings opportunity & your participation in it. 

We reserve the right to change, suspend, or cancel all or a portion of a earnings opportunity, including any earnings you may have accrued, at any time.

We will generally use reasonable methods to provide notice to you of any material change to or a suspension or cancellation of a earnings opportunity. 

If you choose to engage & follow the instructions associated with an earnings opportunity, upon satisfying all of the requirements of the earnings opportunity, you will be awarded the earnings associated with completing that earnings opportunity so long as Business Genius Ltd &/or its third-party earnings opportunity affiliates are able to properly track your valid & completed earnings actions. 

For avoidance of doubt, LoveRewards shall not be responsible for, nor shall LoveRewards be obligated to award earnings to members for, any earnings opportunity that is not properly recorded, tracked &/or deemed approved under LoveRewards’s or its third-party earnings opportunity affiliates’ policies, procedures & systems, & any earnings previously awarded may be removed in our discretion. 

There may be limitations on actions & earnings, so please be sure to review all applicable advertiser terms before deciding whether or not you would like to engage. For example, we reserve the right to request & verify receipts of completed purchases prior to or in connection with the awarding of earnings for shopping actions in order to verify with the applicable merchant that such purchases are valid. 

You agree that we may also contact you by phone, SMS or text for the purpose of verifying transactions &/or avoiding potential fraud or misuse of our systems.

Some of the limitations on actions & earnings include (without limitation), our right to change or limit your ability to engage in certain actions or the earnings opportunity itself; our right to change or limit the allowable frequency of actions; our right to change or limit the number of earnings you can earn for a given earnings opportunity or during a given time period; & our right to change the actions or earnings available, or the number of earnings required for a particular reward. 

Some earnings may have eligibility requirements & in that case Business Genius Ltd reserves the right to verify your identity (by requesting photocopy of your driver’s licence or passport, or other proof as we may require) & eligibility qualifications to our complete satisfaction prior to crediting earnings or fulfilling any payment in any earnings opportunity, or providing you with any benefit.

Delivery of voucher credit may be emailed to your email address that you provided when you registered & created an member account (“member account“) or to the email that our records show your member account was last updated to reflect. 

Any inactive member account or member accounts that have not been logged into & earnings either earned or redeemed for one year or more may be deemed inactive & the member account closed. 

We may either close the member account completely or remove any earnings in the member account & treat it as inactive, in our discretion.

Any earnings in our earnings opportunities that have not been redeemed for 1 year from the time such earnings were earned or awarded may be deemed expired & removed from your member account. 

We may modify the earnings expiration rules & policies for any earnings in our earnings opportunities from time to time.

Nothing in these terms shall limit or exclude our liability to you:

  • for death or personal injury caused by our negligence
  • for fraudulent misrepresentation
  • for breach of any term implied by the U.K. Consumer Rights Act 2015 or other applicable consumer law in each relevant jurisdiction & which, by law, may not be limited or excluded
  • for any other liability that, by law, may not be limited or excluded.

You agree that you will not engage in any earnings opportunity that interferes with or disrupts site or our systems / servers, or use any service to manipulate your computer or other device to gain any advantage on any of our earning opportunties. 

Unless you have been permitted to do so in a separate written agreement with us, you agree that you will not reproduce, duplicate, copy, sell, trade or resell our services & systems for any purpose. 

You further agree that your use of & our services & systems shall not be fraudulent or deceptive, or unlawful, as determined in our sole & absolute discretion. 

You shall comply with all usage rules found throughout &/or our systems, including, without limitation, any or other guidelines posted on any of 

You agree not to use or our systems in order to:

  • Circumvent our login systems
  • Share your account information
  • Register multiple accounts
  • Provide false information when registering
  • Insert obscene, indecent, vulgar, pornographic, sexual, hateful or otherwise objectionable content into the system
  • Post referral links in an inappropriate way, whether on any or on any other web site or application
  • Upload or transmit (or attempt to upload or transmit) files that be harmful to the functionality of systems (such as viruses)
  • Attempt to obtain member account information, passwords or other private information from other members
  • Abuse of any of our systems in a way that does not reflect normal or appropriate human usage, such as manipulating earnings opportunities for the sole or primary purpose of receiving earnings.
  • Submitting invalid false contact or payment information to any reward offer.

If we determine in our sole discretion that you have violated these any parts of these terms, Business Genius Ltd may in its sole discretion issue you a warning regarding the violation prior to terminating or suspending any or all member accounts you have created or are associated with you while using our services & systems. You acknowledge & confirm that Business Genius Ltd need not provide you with any prior warning or notice before revoking any earnings previously awarded based upon earnings opportunity in violation of these terms &/or terminating or suspending your member account(s) &/or your access to & our services & systems for any reason, at its sole & absolute discretion.

Business Genius Ltd and its staff shall not be required or feel obliged to deal with any customer in any way, who is exhibiting threatening, abusive or unreasonable behavior breaching the acceptable customer behavior policy

We will not tolerate customers who:

  • Swear or use abusive language to our staff and partners
  • Make unreasonable threats with no basis for a complaint
  • Attempt to intimidate and threaten staff or the company
  • Do not conduct themselves in a manner that is courteous and respectful

We reserve the right to suspend any member who is found in breach of the acceptable customer behavior policy.

You agree that your use of & our services & systems shall be at your own risk. 

To the maximum extent permitted by applicable law, Business Genius Ltd makes no guarantees, warranties, or representations about the accuracy or completeness of the content of or our systems, or the content of any sites linked to our services & systems, & assumes no liability or responsibility for any

  • errors, mistakes, or content inaccuracies
  • personal injury (including death) or property damage, of any nature whatsoever, resulting from your access to & use of or our systems (other than as caused solely by our negligence)
  • unauthorized access to or use of our secure servers &/or any & all personal information &/or financial information stored therein, (iv) interruption or cessation of transmission to or from our or our systems
  • bugs, viruses, Trojan horses, or the like which may be transmitted to or through our services & systems by any third party
  • errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via or our systems
  • tax liability imposed against you by any taxing authority. 

To the maximum extent permitted by applicable law, in no event will Business Genius Ltd, or its affiliates, partners, employees, & agents, be liable to you or any third person for any business losses & any liability we do have for losses you suffer is strictly limited to losses that were reasonably foreseeable. 

You specifically acknowledge that Business Genius Ltd shall not be liable for user submissions or the defamatory, offensive, or illegal conduct of any third party. 

You agree hold Business Genius Ltd, & each of its affiliates, partners, employees, & agents, harmless from & against any claim, cause of action, loss, liability, damages, costs & expenses, including reasonable legal fees, arising out of or in connection with

  • your use of & access to or our systems in breach of these terms
  • your violation of any term of these terms
  • your violation of any third party right, including without limitation any copyright, property, or privacy right, or damage to a third party
  • any tax obligations arising from or related to your use of or our systems. 

When you use our services & systems, you may use a service or download a piece of software, or purchase goods, provided by another Company.

Your use of these other services, software or goods may be subject to separate terms between you & the other LoveRewards or company. 

If so, these terms do not affect your legal relationship with these other companies or individuals. 

You agree that we are not responsible for the loss or impairment of any earnings, earnings, prizes, or credits, regardless of monetary value, in the event there is any: change in the value of each point (as determined in LoveRewards’s sole & absolute discretion), data or server error, computer &/or network system error or failure, criminal act, vandalism, cyber-attack or other events which make it commercially unreasonable for us to determine the earnings balance or value of any member account(s).

All guarantees, warranties, & representations, whether express or implied, as to the condition, suitability, quality, fitness or safety of any goods & services supplied under our earnings opportunities or other Services are excluded to the fullest extent permitted by applicable law. Any liability Business Genius Ltd may have to a member under any such guarantees, warranties or representations implied or imposed by law which cannot be excluded is hereby limited, to the extent legally permissible, to supplying or paying the cost of supplying the goods or services (or equivalent goods or services) or repairing or paying the cost of repairing the goods or re-performing the services, at Business Genius Ltd’s sole option. Please note that at any time, we may, in our sole discretion, terminate our legal agreement with you & deny you continued use of & our services & systems, &, without limiting the , may do so if (i) we are required to do so by law (for example, where the provision of our services & systems to you is, or may become, unlawful); (ii) the partner with whom we offered our services & systems to you has terminated its relationship with us or ceased to offer their services to you; (ii) we are no longer providing all or any portion of our services & systems to users in the jurisdiction in which you are resident or from which you use our services & systems; or (iv) the provision of our services & systems to you is, in our opinion, no longer commercially viable.

You agree that any dispute between you & us regarding these terms & & our services & systems will only be dealt with by the English courts.

Business Genius Ltd’s failure to exercise or enforce any right or provision of these terms will not be deemed to be a waiver of such right or provision. 

If any provision of these terms is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give effect to the parties’ intentions as reflected in the provision or the provision shall be deemed sever-able, & the other provisions of these terms remain in full force & effect. 

These terms represent the entire agreement of the parties regarding its subject matter, & supersede any other agreements & understandings between the parties regarding its subject matter, & may not be amended, altered or waived except in a writing signed by the party to be charged or as otherwise expressly provided herein. 

These terms are binding upon & shall inure to the benefit of parties & their respective successors, heirs, executor, administrators, personal representatives & permitted assigns.

You may not assign your rights or obligations hereunder without Business Genius Ltd’s prior written consent, & any such unauthorized assignment shall be null & void. 

We are required by law to advise you that contracts created under these terms may be concluded in the English language only.

It is our policy to enforce intellectual property rights to the fullest extent permitted under law. 

The trademarks, logos & service marks (“Marks“) displayed on are the property of Business Genius Ltd or third parties & cannot be used without the written permission of Business Genius Ltd or the third party that owns the Marks. 

Users are prohibited from using (except as expressly set forth herein), transferring, disposing of, modifying, copying, distributing, transmitting, broadcasting, publicly performing, displaying, publishing, selling, licensing, or creating derivative works of any content on or our systems for commercial or public purposes. 

Nothing contained herein shall be construed by implication, estoppel or otherwise as granting to the user an ownership interest in any copyright, trademark, patent or other intellectual property right of Business Genius Ltd or any third party.

We reserve the right to make changes to these terms from time to time in our sole discretion. 

If we decide to change these terms, we will provide notice of such changes so our users are always aware of the terms of their use of & our systems. 

Your continued use of any of or our systems after delivery of the administrative email to you or after the changes are posted constitutes your agreement to the changes. 

If you do not agree to the changes, please discontinue your use of & our services & systems.

To the extent that an arbitrator or court of applicable jurisdiction determines that applying any changes to these terms to any prior events or circumstances would render this an illusory or unenforceable contract, such changes shall be applicable on a prospective basis only, with respect to events or circumstances occurring after the date of such changes, to the extent necessary to avoid these terms being deemed illusory or unenforceable. 

In any event, if you used any of or our systems pursuant to a prior version of these terms that required a certain notice period to you prior to any changes being effective, any changes under these terms will not be effective as to you until the previously-specified notice period has passed after the stated effective date of these terms.


To enter any competition on the panel you are required to have an active, validated member account.

Winner will be required to provide a valid ID prior to the delivery of the Prize.

In the case that a winner is found to be using an account not associated with that person, or if the account is found to be in breach of any of the terms herein we reserve the right to cancel the prize and suspend the members account permanently.

One winner will be randomly selected from all valid entries received during any Competition Period.

The winner has 30 days to claim their prize otherwise it is forfeited.

If for any reason the prize is not available for delivery straight away, LoveRewards reserves the right to deliver the prize within twelve weeks of initial contact with the competition winner. In this instance, the winner will receive notification of this in advance.

Physical prizes are not transferable or exchangeable and cannot be redeemed for monetary value or for any other form of compensation.

If for any reason the Prize is not available, LoveRewards reserves the right to substitute another prize for it, in its sole discretion, of equal or higher value.

All images shown on the website are for illustrative purposes only.

In the rare instance that a prize pictured becomes unavailable, LoveRewards will offer an alternative prize as close as reasonably possible to the prize pictured, or an alternative of equal value.

Provided no objection is received, the full name of the winner will be made available on the competition results and may be published on social media channels.

The winner(s) may object to their name being published or request for the amount of information being published to be reduced by contacting us.

Without prejudice, LoveRewards will provide this information to the Advertising Standards Authority on reasonable request.

In the event that any Competition is not capable of running as planned for reasons including but not limited to tampering, unauthorized intervention, fraud, dishonesty, technical failures, or any other causes beyond the control of LoveRewards which corrupt or affect the administration, security, fairness, integrity or proper conduct of any Competitions, LoveRewards reserves the right to disqualify any individual who tampers with the entry process or does not comply with these Terms & Conditions and to cancel, modify or suspend any Competition or invalidate any affected entries.

 In the event of tickets not being completely sold when reaching the expected end date we reserve the right to extend the competition by up to 4 times to ensure the maximum tickets are sold. 

No responsibility can be taken for any entries which are lost, delayed, corrupted, damaged, misdirected or incomplete or which cannot be delivered for any technical, delivery or other reason. LoveRewards does not guarantee continuous or secure access to the website. 

In the event that LoveRewards is unable to proceed with any Competition, LoveRewards will refund all entrants that have purchased a ticket during any Competition Period.

LoveRewards may refuse to award the Prize, or seek its recovery, in the event of an entrant’s fraud, dishonesty or non-entitlement under these Terms and Conditions.

LoveRewards together with any associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with any Competitions or accepting or using a Prize, except for any liability which cannot be excluded by law.

Nothing will exclude LoveRewards liability for death or personal injury as a result of its negligence.

All entries must be made directly by the person who owns the account. Incomplete or illegible entries and entries which do not satisfy the requirements of these Terms and Conditions in full will be disqualified and will not be counted. If it becomes apparent that an entrant is using a computer(s) to circumvent this condition by, for example, the use of ‘script’, ‘brute force’, masking their identity by manipulating IP addresses, using identities other than their own or any other automated means in order to increase that entrant’s entries into any Competition in a way that is not consistent with the rules of any Competition, that entrant’s entries will be disqualified and any prize awarded will be void.

LoveRewards will not be liable for any failure to comply with its obligations or any delay in performing its obligations within these terms and conditions due to an act, omission, event or circumstance which occurs caused by (but not limited to) global or regional health crises, weather conditions, fire, flood, strike, hurricane, industrial dispute, war, terrorist activity, hostilities, political unrest, riots, civil commotion, epidemic, pandemic, famine, plague or other natural calamities and acts of God or any other circumstances beyond the reasonable control of LoveRewards.

Any and all personal data supplied for the running of any Competitions will be used solely for the purpose of any Competitions by LoveRewards and/or by any agent appointed by it to assist with running any Competition on behalf of LoveRewards and will not be disclosed to a third party for any other purpose unless the entrants’ positive consent has been obtained. Entrants’ personal data will be handled in accordance with LoveRewards’s privacy policy.

If any provisions of these Terms and Conditions are judged to be invalid, illegal or unenforceable, this shall not affect or impact the continuation in full force and effect the remainder of the provisions. By entering any Competitions, entrants agree to be bound by these Terms and Conditions.

If you would like to get in touch with our management please use the contact form